Noble Certificates of Deposit:
Basic Certificates of Deposit
- Minimum deposit $1,000
- Term from 7 days to 5 years
- Interest compounded daily on 100% of the balance, credit at maturity or at least annually
- Interest may be paid monthly, quarterly, semi-annually, annually or at maturity, either by check or deposit to another Noble account
- No withdrawals allowed
- Penalty for early withdrawals
- Automatically renewable at interest rate in effect for term of CD, unless otherwise
Option Certificates of Deposit
- $ 5,000 minimum deposit to open
- Term minimum of one year
- Twelve month option is one penalty-free withdrawal and one additional deposit
- Twenty-four months allows one interest rate bump and one additional deposit
- 36-48-60 month options are two rate bumps and two additional deposits
- Interest calculation and payment is the same as basic certificates
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